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So much time, so little money…

…or so it seems when you don’t start planning early enough.

Believe me, I know.

While it’s true that money isn’t everything in life, it’s also true that life is much easier when you have money. And having money means knowing how to manage it, or you won’t have it for long.

For the rest of your life you will need to think about money. It’s a pretty important thing after all, so it’s really important to learn how to manage it now.

I mean think about it, you have to pay for a car, car insurance, gas for the car…then what about fun stuff like shopping, movies, smartphones…and of course university or trades training is only getting more costly…eventually a house and a mortgage…maybe kids down the road…retirement…the list goes on.

The point is money is important. It’s important for meeting the necessities of life and of course, for just having fun doing the things you love to do and living the life you want to live.

If managing our finances is so important, why are so many people having trouble? Why isn’t this skill taught in more schools? Good questions.

The truth is that money freaks people out a little, especially when it seems like there isn’t enough of it.

Managing money can also be a little confusing. This is partially because there is so much information available to wade through. It can be mind-numbing. It’s also confusing because most of us get relatively little formal education about how to effectively earn, save, grow and share our money.

That’s what this blog is all about…making money easy. My personal posts about my experience and insights around money and those from our expert guest contributors are intended to give young adults real world, relevant and practicable tips for earning, saving, growing and sharing their money – tips you can use today and for the rest of your life.

Invest-Ucation.com is the place to be, whether you’re interested in:

1. everyday money management best practices in areas like budgeting or choosing a bank account;
2. debt reduction or debt prevention tips;
3. suggestions on how to build your savings for things like university or post-secondary education, a new home, a new car, a vacation or even for retirement;
4. how to protect your income with the appropriate use of insurance;
5. how to understand and use tools to help grow your money, including Tax-Free Savings Accounts (TFSA), Registered Retirement Savings Plans (RRSP), Registered Education Savings Plans (RESP), employee savings programs, and workplace pension plans, amongst others.
6. Growing your money using basic investment tools and strategies including mutual funds and guaranteed investment certificates (GIC)

The Invest-Ucation blog also sets parents and educators up with suggestions and insights they can use to talk to teens about money and to handle areas of life that affect teens and their relationship with money.

I hope you will come back often and contribute your own thoughts and experiences by commenting on any posts that interest you. Feel free to share these posts with friends, family members, teachers, colleagues, strangers, whoever, using the “Share” links at the end of each post.

Thanks for visiting. Have a good look around and come back soon.

Here’s to you,
Jason Krausert
Owner, Invest-Ucation.com